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RIGHT CLIENT. RIGHT ACTION.

The right configured claims workflow, for the right policy context.

A claims agent may work several carriers' books in a single shift. Rental coverage, deductibles, and adjuster sign-off thresholds all vary by client, and getting one carrier's rule applied to another carrier's policyholder is exactly the kind of mistake that shows up in an audit.

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Same request, two Active Profiles

Rental Car Request: the same call, two correct answers.

A policyholder calls to report a minor collision (rear-ended at a stoplight, no injuries) and asks whether they can get a rental car right away.

Active Profile: Meridian Auto Insurance — Insurance
ALLOW
Rental reimbursement is included at this policyholder's coverage tier. The agent is allowed to approve up to $35/day for up to 5 days on the spot, no adjuster needed, for a standard not-at-fault or comprehensive loss. They must disclose the rental-network restriction and document the claim number, estimated mileage, and whether the other driver's insurance info was captured.
Source: Meridian Auto Insurance's approved rental-reimbursement rule
Active Profile: Harbor Mutual Insurance — Insurance
VERIFY → TRANSFER / ESCALATE
Rental coverage is a separate elected add-on here, not automatic. The agent must first verify whether this policyholder purchased that add-on. If it isn't clearly on file, the agent escalates to a claims adjuster, no phone-agent approval at any dollar amount, and does not quote a daily rate the company hasn't authorized.
Source: Harbor Mutual Insurance's approved rental-coverage verification rule
What this shows

The identical customer question, “can I get a rental car,” resolves to ALLOW-with-specifics for one client and VERIFY-then-ESCALATE for the other, purely from which Client Profile is loaded, and the agent's script changes accordingly. Neither agent is guessing. Both are following their client's approved rule exactly.

This example is illustrative. The companies are not real and the rules are not verified against how insurance operations actually run today, though the shape, one engine, two Client Profiles, two correct answers, is the same decision pattern Agent First is designed to support.

The same vocabulary, every industry

ALLOW, VERIFY, DISCLOSE, DOCUMENT, TRANSFER / ESCALATE, NOT SPECIFIED.

Every Agent First decision resolves to one of a small set of plain outcomes, whatever the industry. See the full decision vocabulary on the How It Works page →

See what a pilot looks like for insurance.

A founding pilot runs on your real rules and your real calls, not a generic example. Pilot agents are billed at $69 per agent per month for a live pilot of up to 90 days, with a 10-seat minimum ($690 per month). The standard $2,500 Client Profile implementation fee is waived for accepted founding pilot partners, and results are reported plainly either way.

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